You pay cost.
Plus one honest markup.
Interchange-plus pricing means no bundled tiers and no padding. You see the true cost of every card, plus our one clear rate — the same fair deal on every product.
Interchange
The card networks' true, published cost. We pass it straight through.
Impeccabyte margin
One clear margin over cost that steps down as your volume grows.
What you pay
Cost plus markup. Nothing hidden, itemized on every statement.
Your rate drops as you grow
You always pay the networks' true interchange. Our margin on top steps down automatically as your monthly card volume climbs — no renegotiating, no new contract.
For when you're just getting rolling.
Our most popular rate for scaling businesses.
Margins keep dropping as your volume climbs.
Custom pricing built around your book.
Margins shown are added to pass-through interchange. Final pricing depends on card mix, business type, and risk profile.
Estimate your rate
How do you take payments?
est. interchange 1.90% + your 0.45% margin
On $15,000/mo, roughly $353 all-in.
Estimates only. Your exact interchange-plus rate depends on card mix, ticket size, and industry.
Every account includes
A $100 monthly minimum applies — but it's covered by the processing fees you're already paying, not a separate charge, so most active businesses never notice it. It helps fund the product improvements we ship to every Impeccabyte client.
Answers, in plain English
You pay the card networks' true cost (interchange) plus one clear, fixed markup from us. No bundled tiers, no padding — you can see exactly where every cent goes.
No monthly fee. There is a modest $100 monthly minimum, but it's covered by the processing fees you're already paying — not a separate charge — so most active businesses never notice it. It helps fund the ongoing product improvements we make available to every client. No setup or statement fees, either.
Yes. You always pay the card networks' true interchange; our margin on top steps down automatically as your monthly volume grows — from 0.45% + 12¢ on Starter down to as low as 0.16% + 7¢ at enterprise volume. No renegotiating and no new contract.
Most deposits land the next business day. Instant payouts, landing in minutes, are available on eligible accounts.
Often, yes. Because we're backed by Maverick Payments, we can place many harder-to-underwrite categories — subject to approval and category-specific terms.
We ask for a two-year term — we believe that's a fair window to show we're the right long-term fit for your business. If you ever need to wind down services early, just tell us and we'll help you through it.
Impeccabyte is a registered agent of Maverick Payments. Your payments run on Maverick's bank-grade, PCI-compliant infrastructure, with Impeccabyte as your local, human point of contact.
See your custom rate.
The calculator is an estimate — get an exact interchange-plus quote built around your business.