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Merchant services, minus the runaround

Getting started,
without the friction.

Impeccabyte is merchant services for the next generation of builders. Getting a real merchant account usually means paperwork, jargon, and surprise fees. We make it simple and honest instead: a quick application, pricing you can actually read, and a team on your side.

No spam, ever. We’ll email you the moment your spot opens.

JRMTSPAOJoin the first wave of independent builders signing up.
Today’s salesLive
$12,840.50
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$48.00 from Maya R · just now
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$126.50 from Devin K · 2m ago
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$32.00 from Priya S · 5m ago
Trusted by leading payment partners

We process and settle with the networks you already rely on.

What’s coming

The real merchant-services toolkit

Your own account, the hardware, the payment gateway, the online plugins — everything a grown-up merchant account gives you, without the enterprise overhead or the runaround.

Wherever you sell

Connect the same account to your WooCommerce, WHMCS, or Shopify store through Authorize.Net — one account, every channel.

Tap, chip, and go

Cards, Apple Pay, and Google Pay in person — a Clover device, a terminal, or just your phone.

On autopilot

Recurring billing, invoices, and key-in orders from a virtual terminal.

Money that moves

Once you’re approved, your card sales can land in the bank as soon as the next business day.

Safe by default

Every payment is tokenized and PCI-compliant, so card numbers are never left sitting on your devices.

Hardware, gateway, and plugin availability rolls out at launch. Next-day funding and final pricing are subject to approval. Clover is a Fiserv product we provision; Shopify adds its own per-transaction fee on outside gateways.

How it works

Up and running before your coffee’s cold

01

Apply in minutes

Sole proprietors can start with an SSN. We verify your ID and bank account, and a quick review keeps your account safe.

02

Share or tap

Once you’re approved, send a payment link or tap a card on your phone. Your first sale can happen the same day.

03

Get paid

From there, card sales land in your bank as soon as the next business day — no more three-to-five-day holds.

Approval is quick for most small businesses; some need a short review first. We’ll always tell you straight where you stand.

We think you should be taken seriously the day you start — not the day you incorporate. So we’re building the payments company we always wished we had: warm, honest about money, and impeccably convenient.
Impeccabyte
Impeccabyte
Building, in the open
Pricing, in plain English

Pricing that fits how you sell.

Merchant pricing comes in a few shapes. We’ll walk you through them and help you land on the one that costs you the least — no confusing tiers, no teaser rates that quietly creep up.

Interchange
your customer’s bank
Assessments
Visa, Mastercard & co.
Processing
the only part we set

Interchange and assessments are set by the banks and networks — every processor pays the same, and no one can lower them. The pricing model just changes how our part is charged.

Evenkeel
Flat-rate pricing

One clear rate on every sale, whatever card your customer taps. What you see is what you pay — the easiest way to start.

Typically~2.6–2.9% + a few ¢
Best for: Just starting out, or lower volume
Most transparent
Clearcut
Interchange+

We pass the card networks’ costs through at cost and add one clearly stated fee — so you can see exactly what’s their cut and what’s ours.

TypicallyNetwork cost + a small fixed markup
Best for: Growing and want the lowest honest cost
Insider
Membership pricing

Pay a flat monthly fee instead of a percentage. You get network costs at cost plus a few cents per sale — the cheapest way to pay as you scale.

TypicallyMonthly fee + cost + a few ¢
Best for: Higher, steady monthly volume
Breakeven
Surcharge & cash discount

Pass the card fee to customers where the rules allow, or offer a cash discount. We keep it compliant — never on debit cards, and not in every state.

TypicallyOffsets most of your card fees
Best for: Tight margins looking to cut cost

Typical industry ranges shown to set expectations. Your exact pricing depends on your business and card mix, and we’ll set it with you after a quick approval — no surprise tiers, no teaser rates.

Early access

Start today. Scale on your time.

We’re onboarding our earliest builders now. Add your email and we’ll save you a spot — clear pricing, no surprise tiers, and a team that sweats the details so you don’t have to.

We’ll only email you about early access — nothing else.