# Impeccabyte > Merchant services and payment processing for small businesses across Texas — transparent interchange-plus pricing, next-day funding, high-risk approvals, and dual pricing. Austin-based, serving Austin, Dallas–Fort Worth, and San Antonio. Impeccabyte helps small businesses accept payments in person, online, and on the go on transparent interchange-plus pricing. Every engagement starts with a free, no-obligation analysis of your current processing statement — we only recommend switching if we can genuinely beat what you pay today. ## Main pages - [Home](https://impeccabyte.com/): Overview of Impeccabyte's payment products and pricing - [Pricing](https://impeccabyte.com/pricing): Interchange-plus rate tiers by monthly processing volume - [Integrations](https://impeccabyte.com/integrations): The twelve gateways and payment platforms we offer, and the carts, accounting tools, CRMs, and terminals that connect to them - [About](https://impeccabyte.com/about): Who we are and how we work - [Locations](https://impeccabyte.com/locations): Metros we serve across Texas - [Partnerships](https://impeccabyte.com/partnerships): White-label reselling for agents and ISOs on Maverick rails - [Contact](https://impeccabyte.com/contact): Request a free statement analysis ## Pricing programs - [Cash Discount](https://impeccabyte.com/cash-discount): Dual pricing — the card price covers processing while cash customers get a discount; legal in all 50 states, no registration - [Surcharge](https://impeccabyte.com/surcharge): A compliant fee on credit-card payments only; debit and cash pay nothing extra ## Benefits - [Travel](https://impeccabyte.com/benefits/travel): A dedicated travel advisor for every client — buying trips, team retreats, and vacations, free on Scale and Enterprise ## Products - [Card Processing](https://impeccabyte.com/products/payments): Accept every major card, in person or online - [In-Person & POS](https://impeccabyte.com/products/pos): Tap to Pay, readers, and a countertop POS - [Online Checkout](https://impeccabyte.com/products/online): Hosted pages and embedded checkout for your site - [Payment Links + Invoicing](https://impeccabyte.com/products/invoicing): Send a link, get paid — invoices and deposits - [Recurring Billing](https://impeccabyte.com/products/recurring): Subscriptions, plans, and smart retries - [Virtual Terminal](https://impeccabyte.com/products/terminal): Key in phone and mail orders from any browser - [ACH & eCheck](https://impeccabyte.com/products/ach): Bank-to-bank payments at a fraction of card cost - [Developer API](https://impeccabyte.com/products/api): Modern REST API, tokenization, and webhooks ## Industries - [Industries](https://impeccabyte.com/industries): Industries we serve, by vertical - [Retail + Shops](https://impeccabyte.com/industries/retail): Fast checkout for counters and pop-ups - [Food + Drink](https://impeccabyte.com/industries/food): Tips, tabs, and faster tables - [Professional Services](https://impeccabyte.com/industries/services): Invoices, deposits, and retainers - [E-commerce](https://impeccabyte.com/industries/ecommerce): Checkout, wallets, and subscriptions online - [Nonprofits](https://impeccabyte.com/industries/nonprofits): Donations, recurring giving, and low fees - [High-Risk Merchants](https://impeccabyte.com/industries/highrisk): Specialized approval for tougher categories ## Comparisons - [Compare](https://impeccabyte.com/compare): Impeccabyte compared with Square, Shopify, and Toast - [Impeccabyte vs. Square](https://impeccabyte.com/compare/square): How Impeccabyte compares with Square: pricing, account ownership, holds, payouts, support - [Impeccabyte vs. Shopify](https://impeccabyte.com/compare/shopify): How Impeccabyte compares with Shopify: pricing, account ownership, holds, payouts, support - [Impeccabyte vs. Toast](https://impeccabyte.com/compare/toast): How Impeccabyte compares with Toast: pricing, account ownership, holds, payouts, support ## Locations - [Austin, TX](https://impeccabyte.com/locations/austin): Our home base — on-site or remote, we're your neighbors. - [Dallas–Fort Worth](https://impeccabyte.com/locations/dallas): A dedicated payments partner for DFW e-commerce, B2B, and retail. - [San Antonio, TX](https://impeccabyte.com/locations/san-antonio): Payments for hospitality, healthcare, and retail — a drive down I-35. ## Optional - [Privacy Policy](https://impeccabyte.com/privacy): How we handle personal data - [Terms of Service](https://impeccabyte.com/terms): Terms governing use of the site and services - [Cookie Policy](https://impeccabyte.com/cookies): Cookies and tracking used on the site - [Chamber](https://impeccabyte.com/chamber): Community and chamber-of-commerce partnerships